FDIC-insured partner banks

Your savings,
always at the best rate.

Banks compete for new money and quietly leave loyal savers behind. AutoSvr checks the market every day and moves your deposit to whichever insured bank is paying the most — so you never have to chase a rate again.

No account fees, no transfer fees, no minimum balance. Withdraw any amount, any time.

Today’s rate
4.62%APY
The highest rate across 8 insured partner banks.
Typical branch savings0.42%
On $10,000, one year+$419.90
Rate is variable and shown as of today. AutoSvr is not a bank; your deposit is held at an FDIC-insured partner bank.
How it works

Three steps, then nothing to do.

01

Link your bank

Connect the account you already use. We never see your banking credentials — linking happens inside your bank’s own secure flow.

02

We place your deposit

Your money goes into a savings account at whichever partner bank is paying the most that day, held in your name for the benefit of you.

03

We keep it there — or move it

We re-check every bank daily. When another insured bank beats yours by enough to be worth the transfer, we move it. You get a notice, not a task.

We don’t chase every basis point. A transfer takes a day or two to settle, and money in transit earns nothing. We only move your deposit when the better rate clears that cost — currently a margin of 0.25%. When we hold, your statement says so and why.
Where your money sits

Real banks, named, with their FDIC certificate numbers.

Your deposit is never held by AutoSvr. It sits in a savings account at one of these institutions, and your statement tells you which one held it on every single day.

Bask Bank
Interest Savings
FDIC Cert. #18113
UFB Direct
Portfolio Savings
FDIC Cert. #3012
Bread Financial
High-Yield Savings
FDIC Cert. #57500
Marcus by Goldman
Online Savings
FDIC Cert. #33124
Ally Bank
Online Savings
FDIC Cert. #57803
Synchrony Bank
High Yield Savings
FDIC Cert. #27314
Discover Bank
Online Savings
FDIC Cert. #5649
American Express Bank
High Yield Savings
FDIC Cert. #27471
Safety

What deposit insurance does and doesn’t cover.

AutoSvr Technologies, Inc. is not an FDIC-insured bank. Funds you place through AutoSvr are deposited into savings accounts at the FDIC-insured partner banks named on this page and in your statements. FDIC deposit insurance protects against the failure of an insured partner bank. It does not protect against the failure of AutoSvr Technologies, Inc., and it does not protect against any loss of value.

Deposits are held in custodial accounts titled for the benefit of our customers. Insurance passes through to you individually, up to $250,000 per depositor, per insured bank, for each account ownership category — provided the account records identify you as an owner and your balance is ascertainable from those records. Coverage is calculated across every account you hold at the same bank, including accounts you opened directly, so money placed at a bank where you already bank may exceed the limit when combined.

Your money is never ours to hold
Deposits move directly between your linked account and the partner bank. AutoSvr never takes custody of your principal.
A daily record, kept for you
We reconcile your balance with every partner bank daily and keep a continuous record of which bank held your money on each day — the record that substantiates an insurance claim.
Withdraw without asking
There is no lock-up and no notice period. Request any amount and it goes back to your linked account by ACH.