Good afternoon, Jordan.
Savings account ••••••8317 · opened Jun 29, 2026
Total value
$42,499.15
On deposit
$42,000.00
Interest earned
$499.15
That’s $456.14 more than the 0.42% a typical branch savings account would have paid over the same 89 days — a blended 4.99% across 8 placements.
Where your money is now
Discover Bank
Online Savings · FDIC Cert. #5649
Current rate4.44% APY
Held sinceSep 18, 2026
Earned here$43.77
Holding here for now. The best rate we see today is 4.62% — only 18 basis points better. A transfer costs 1–3 days of interest in settlement, so we don’t move for less than 25bp.
Where your money has been
8 placements · 5 banks · 89 daysEvery bank that has held your deposit since you joined, in order.
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American Express Bank
Bask Bank
Ally Bank
Discover Bank
Bread Financial
Transfer landed
Each box is one day. Hover a day to see the bank, the rate it paid, and what you earned that day.
| Bank | FDIC cert. | Period | Days | Avg. APY | Interest |
|---|---|---|---|---|---|
Discover BankCurrent | #5649 | Sep 18 – now | 8 | 4.75% | $43.77 |
Bread Financial | #57500 | Sep 8 – Sep 17 | 10 | 4.91% | $56.46 |
Discover Bank | #5649 | Aug 18 – Sep 7 | 21 | 4.95% | $119.66 |
Bask Bank | #18113 | Aug 6 – Aug 17 | 12 | 4.84% | $66.87 |
American Express Bank | #27471 | Jul 20 – Aug 5 | 17 | 4.94% | $96.55 |
Ally Bank | #57803 | Jul 13 – Jul 19 | 7 | 4.59% | $36.95 |
Bask Bank | #18113 | Jul 10 – Jul 12 | 3 | 4.71% | $16.26 |
American Express Bank | #27471 | Jun 29 – Jul 9 | 11 | 4.95% | $62.63 |
The annual percentage yield is variable and may change at any time, at the discretion of the bank holding your deposit. Rates shown are as of the date displayed and are not a guarantee of future yield.
Recent activity
Transfer
Transferred to Discover Bank
Discover Bank at 4.98% beats current by 35bp
$42,000.00
Sep 18
Transfer
Transferred to Bread Financial
Bread Financial at 5.14% beats current by 32bp
$42,000.00
Sep 8
Interest
Interest paid
Credited to your linked account ••••4412
+$175.24
Aug 31
Transfer
Transferred to Discover Bank
Discover Bank at 4.84% beats current by 33bp
$42,000.00
Aug 18
Transfer
Transferred to Bask Bank
Bask Bank at 5.06% beats current by 25bp
$42,000.00
Aug 6
Interest
Interest paid
Credited to your linked account ••••4412
+$171.71
Jul 31
Transfer
Transferred to American Express Bank
American Express Bank at 4.93% beats current by 64bp
$42,000.00
Jul 20
Transfer
Transferred to Ally Bank
Ally Bank at 4.85% beats current by 26bp
$42,000.00
Jul 13
Transfer
Transferred to Bask Bank
Bask Bank at 4.81% beats current by 31bp
$42,000.00
Jul 10
Interest
Interest paid
Credited to your linked account ••••4412
+$11.77
Jun 30
Deposit
Opening deposit
From your linked account ••••4412 to American Express Bank
$42,000.00
Jun 29